Now Get Credit Union Auto Financing Right at the Dealership!

Remember when purchasing a vehicle used to be an all day excursion? It probably meant driving to your local auto dealer, finding a car in your favorite color with just the right options, haggling over the price, filling out a lot of paperwork, and going back and forth between dealer and credit union with payment in hand. Well, now there's a better way! Journey Credit Union and CUDL (Credit Union Direct Lending) have teamed up to give you the best possible way to make your auto buying experience virtually painless.

Get Your Loan Approved On-the-Spot

From 7a.m. until midnight, seven days a week, including holidays, Journey Credit Union, can approve your new or used auto loan while you are at the dealership, and without visiting your credit Union branch. It's almost like having a loan officer right at the dealership with you! Through the CUDL program, Journey Credit Union has partnered with dealerships in your community to offer you a convenient way to purchase a vehicle and get your credit union financing. This program utilizes Journey Credit Union's current low auto loan rates and terms when financing your vehicle. Best of all, the CUDL program is simple for both members and dealers to use!

It's as Easy as 1-2-3!

1. Decide on the make and model of the vehicle you want
2. Visit any participating dealership
3. Apply for Journey Credit Union's low-rate auto financing through the CUDL system. Within minutes, you'll have a financing decision.

Once the financing is approved, the dealer receives the credit union's terms and conditions, completes the sales contract, and you drive the vehicle off the lot. Don't worry about the paperwork-through CUDL, Journey Credit Union, and the dealer, it is all taken care of electronically. We are making this convenient service available to alleviate some of the stress that accompanies the auto buying experience and therefore allows you more time to enjoy your new or used vehicle.

Find the CUDL Dealer Nearest You

Be sure to look for the CUDL logo (seen below) when shopping at the dealerships. This logo signifies that the dealer can offer Journey Credit Union financing. Make sure to identify yourself as a Journey Credit Union member and ask for your financing through the CUDL system. To find a local participating dealership, simply call the dealership locater at 888-CUDIRECT, or click here to connect to the Auto Smart/CUDL website.



Journey Credit Union
PO Box 1496
Des Moines, Iowa  50305-1496
Phone: (515) 243-8735
Toll-free: (800) 828-8050
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