Card Products

Journey Credit Union MasterCard....Master the possibilities!

Only we can provide you with these TWO great choices:

  • MasterCard Classic with a low FIXED rate of 11.90% APR*
  • MasterCard Gold** with an even lower FIXED rate of 9.90% APR*

No ANNUAL FEES and no "introductory rates" that skyrocket after the introductory period.  Compare notes...turn those "special offers" over and check out THEIR "regular" rates... eek, scary)

** MasterCard Gold carries a minimum credit limit of $5,000, so monthly household income must exceed $5,000 to qualify.
Click here to apply and to view the MasterCard disclosures.

Our credit cards also offer these awesome benefits:

  • 25 day grace period on purchases
  • Worldwide acceptance
  • Cash Advances
  • Balance Transfers
  • Periodically offered Convenience Checks
  • Convenient payment options

We simply provide you with low, consistent, competitive, fixed rates our members deserve.

Statements and current activity... Click here to log into to view your real time MasterCard account information.

Debit Cards

The Ultimate Checking Account Convenience!
We offer VISA Debit Cards with your JCU checking account. 
VISA Debit Cards are the fastest, most convenient way to make a purchase or to access the cash in your checking account.  It eliminates the need to carry cash or a checkbook.  The reason?  Your VISA debit card works like a check a

lmost anywhere VISA is accepted AND works like an ATM card at all the terminals you've been using.

Click here to apply for your VISA Debit Card, you'll be glad you did!

Our cards offer Alerts and Monitoring to protect against fraudsters.

Receive a text message or email when you card is used.

Set custom alerts for transaction types and dollar amounts for:

  • Purchases over a selected amount
  • International purchases
  • Online and phone purchases where the card is not physically present
  • Declined transactions

You can change your alert preferences at any time.Click here to register today.


Savings Accounts

faqs - get your questions answered


Journey Credit Union
PO Box 1496
Des Moines, Iowa  50305-1496
Phone: (515) 243-8735
Toll-free: (800) 828-8050
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