Share Account Fees | |
---|---|
Returned Item/NSF Item |
$25.00 per item |
Stop Payment |
$25.00 /request |
IRA Maintanence Fee |
$20.00 |
Christmas Club Early Withdrawal Fee |
$10.00 per withdrawal |
Money Market Accounts | |
---|---|
Withdrawal Fee | $10.00 per withdrawal (6 free per month before fee is incurred) |
Monthly Service Fee | $5.00 (if account falls below $5,000) |
Checking Account Fees | |
---|---|
ODP (Overdraft Protection) | $25.00 per item Max $100/day |
Returned Item/ NSF Item | $25.00 per item |
Returned Item Fee (ie: check you deposited) |
$7.00 |
Stop Payment Fee | $25.00 per item + tax |
Check Printing Fee | Prices vary per style of checks |
Check Copy Fee | $4.00 per item |
Overdraft Transfer From Other Account Fee | $2.00 per transfer |
Hobby Checking Account Service Fee | $15.00 per month |
Other Service Fee (Applicable to all accounts) | |
---|---|
Account Reconciliation Fee | $25.00 per hour after one (1) request, one (1) hour minimum |
Account Research Fee | $25.00 per hour after one (1) request, one (1) hour minimum |
Statement Copy Fee | $5.00 per copy |
Undeliverable Statement Fee | $5.00 per occurance |
Deposited Item Return Fee | $7.00 per item |
Wire Transfer (incoming) Fee | $5.00 per transfer |
Wire Transfer (outgoing) Fee | $20.00 per transfer |
International Wire Transfer Fee | $40.00 per transfer |
Cashier's Check Made Payable to Other Than Member Fee | $3.00 per check |
Cashier's Check Stop Payment Fee (lost or stolen) | $15.00 per request (with a significant waiting period prior to re-issue) |
Deposited Item Copy Fee | $4.00 per copy |
Money Order Fee | $1.50 per Money Order |
Legal Process Fee | $25.00 per item |
Inactive Account Fee | $5.00 per month after one (1) year of inactivity and account under $250.00 |
Account Closure Fee | $20.00 if closed within 90 days of opening/re-opening |
Account Re-Open Fee | $20.00 if opened within 90 days of closure |
Non-Member Check Cashing Fee | $15.00/item |
Withdraw fee for Members Not in Good Standing | $15.00 per withdrawal |
Account Abuse Closure | $25.00 |
Foreign Deposit Item | $12.00 |
Bill Payment Returned Item or Copy | $10.00 |
Coin Counting (amounts over $50.00) | 2% of amount |
Rolled Coin Purchase | $1.00/roll |
Electronic Funds Transfer Fees | |
---|---|
Non-proprietary ATM Withdrawal or Transfer Fee | $0.75; no charge for deposits |
ATM Transactions - all accounts except S14/S20 | The first eight (8) transactions per month are FREE; $0.75 per transaction thereafter; "swipe and sign" transactions are always free |
ATM Transactions - S14 | 12/month at no charge |
ATM Transactions - S20 | 4/month at no charge |
ATM/Debit Card Replacement Fee | $10.00 per card |
ATM Card on eligible Union Vacation accounts | $7.00 per card |
NSF/Card Card Capture Fee | $20.00 per item |
ATM Empty Envleope Deposit | $25.00 |
Debit Card Fees | |
---|---|
Debit Cards can also be used as an ATM Card | See previous EFT section for applicable fees |
Fees When Used As "Swipe and Sign" Purchase | None |
Check Cashing Fees | |
---|---|
Member with only basic savings account (S1) AND with a balance of less than $100 PRIOR to transaction | $1.00 per $100 of check, up to maximum of $5.00 |
Misc Fees | |
---|---|
Small Dollar Loan Application Fee | $20.00 |
ATM Empty Envelope Deposit | $25.00 each |
Mortgage Subordination Fee | $35.00 |
Loan Coupon Fee at Loan Issuance | $10.00 |
Card Payment Convenience Fee | $3.95 |
Line of Credit Advance ($100 min. per request) | $5.00/request |
Overdraft Loan Advance ($50 min. per request) | $1.00/adv |
One Time ACH Payment Convenience Fee | $5.00 |
Converting a member check to a non-member cashiers check | $5.00/check |
Bill Payment Returned Item or Photocopy | $10.00 |
Undeliverable Statement Fee | $5.00/occurrance |