Loans

New Vehicles

  • New cars defined as brand new or a last year's model vehicle with less than 12,000 miles purchased from a dealership

Used Vehicles

  • Pre-owned vehicles, from prior model year and older.

Recreational Vehicles

  • Motor homes, campers, 5th Wheels,ATV's, boats, motors, trailers, motorcycles, jet skis, etc.

Share-secured Loans

  • Loans secured with a matching amount held in a savings account at the credit union.

Line of Credit

  • Revolving line of credit loan.  Terms are $35 per $1000 borrowed; have access to cash when you need it.

Overdraft Line of Credit

  • Protect your good credit with an overdraft line of credit that will transfer available funds directly into your checking account.

MasterCard

  • Low FIXED rate, no hidden fees, no annual charge!

Home Equity

  • Cash-in on the equity in your home.

Home Equity Line of Credit

  • Use the equity in your home to establish a line of credit for instant cash for whatever you need.

1st Mortgage

  • We can help you own the home of your dreams.  Whether it's your first home or forever home, our mortgage lender has the right program for you. Apply at either location.

Signature Loans

  • Using your good credit history, you may qualify for a signature loan.


We strive to help all our members, no matter your credit background, find a solution to your financial needs.  Call one of our friendly, knowledgeable loan officers TODAY!

Click here to Apply Online!

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Journey Credit Union
PO Box 1496
Des Moines, Iowa  50305-1496
Phone: (515) 243-8735
Toll-free: (800) 828-8050
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